Personal Finance


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Unveiling the Secret Savings Strategies of High-Rollers

Unveiling the Secret Savings Strategies of High-Rollers

Rich people frequently have different retirement demands than average people. Find out how much money is saved by those with high incomes and how to get your savings in order.

Feb 10, 2024 05:08 PM EST


Rising Costs Push Americans Deeper into Credit Card Debt

Rising Costs Push Americans Deeper into Credit Card Debt

Even if the US economy is doing well overall, some citizens have depleted their savings and accrued large credit card debt as a result of fighting inflation for more than two years.

Feb 07, 2024 07:02 AM EST


Financial Planning

10 Foolproof Steps to Start Investing Now - Even If You're a Complete Beginner

Before you dive headfirst into the deep end, take a moment to consider why you want to invest. Are you saving for retirement, hoping to buy a house, or funding your kids' college education?

Feb 05, 2024 05:54 PM EST


Can Apple's 4.5% APY Beat Your Bank?

Can Apple's 4.5% APY Beat Your Bank?

A lot of consumers went to savings accounts last spring to assist offset growing borrowing expenses in the face of high (and rising) interest rates. You were probably going to make far more money if you opened a high-yield savings account or certificate of deposit (CD) than if you had just kept your money in a conventional savings account, which still has an annual percentage rate (APY) of less than 0.50%. The electronics company Apple and its high-yield savings account for eligible Apple Care members attracted a lot of depositors during this period.

Jan 31, 2024 10:47 AM EST


Debt

Escape the Debt Trap: Proven Strategies to Get Out of Debt Fast!

I was once in your shoes, drowning in a sea of college loans and credit card debt. But I got out, here's how.

Jan 25, 2024 03:23 PM EST


Bitcoin train Choo Choo

How to Invest in Bitcoin for Beginners

We won't spend too much time explaining why Bitcoin is booming right now - you can read this here - but I'll give you a hint: It has something to do with the fact ...

Jan 25, 2024 12:29 PM EST


2024 Tax Season Could Bring Fatter Refunds - Here's Why

2024 Tax Season Could Bring Fatter Refunds - Here's Why

When government benefits from the pandemic-era expired last year and they received a lesser tax return check, many Americans were taken aback. What the public may anticipate this year is a question that is raised by that unpleasant revelation.

Jan 24, 2024 10:50 AM EST


Inflation & Potential Social Security Tax Hits in 10 States

Inflation & Potential Social Security Tax Hits in 10 States

Over 15 million Americans over 65 who are in poverty have considered Social Security as a lifeline, as they are lifted out of it each year by the program, according to the Center for Budget and Policy Priorities.

Jan 24, 2024 05:58 AM EST


How "Loud Budgeting" on TikTok is Tackling Financial Taboos

How "Loud Budgeting" on TikTok is Tackling Financial Taboos

The beginning of a new year sometimes calls for implementing new routines or strategies to assist in achieving your financial objectives; for some social media users, this year is all about "loud budgeting." In early 2024, the word gained popularity on TikTok, where one video had received over 1.4 million views by of January 16.

Jan 18, 2024 09:34 AM EST


Gen

The New Middle Class, and How Gen Z Fits in to it

Gen Z is out of line with the reality of what a middle class salary in the United States is, but they are on the right track about a larger issue.

Jan 22, 2024 02:50 PM EST


Credit Card + PayPal Money Transfer: Weighing the Rewards vs. Risks

Credit Card + PayPal Money Transfer: Weighing the Rewards vs. Risks

PayPal is a well-liked option for online money transfers, whether you're purchasing for products and services or transferring money to loved ones. You may be wondering if it makes sense to transfer money using your credit card when making PayPal transactions, particularly when it comes to accruing reward points. We examine the benefits and drawbacks of using a credit card with PayPal as well as whether the substantial transaction costs may be justified by the incentives you receive.

Jan 17, 2024 01:50 PM EST


The Best of Money Times 2023

The Best of Money Times 2023

Welcome to "The Best of Money Times 2023," a curated compilation that highlights the most insightful, intriguing, and influential financial news and analyses of the year. In this comprehensive overview, we navigate through the dynamic landscape of global finance, covering a myriad of topics ranging from economic trends and market dynamics to investment strategies and corporate developments.

Dec 30, 2023 11:22 PM EST


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