Personal Finance


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The New Middle Class, and How Gen Z Fits in to it

Gen Z is out of line with the reality of what a middle class salary in the United States is, but they are on the right track about a larger issue.

Jan 22, 2024 2:50 PM EST


How "Loud Budgeting" on TikTok is Tackling Financial Taboos

The beginning of a new year sometimes calls for implementing new routines or strategies to assist in achieving your financial objectives; for some social media users, this year is all about "loud budgeting."In early 2024, the word gained popularity on TikTok, where one video had received over 1.4 million views by of January 16.

Jan 18, 2024 9:34 AM EST


Credit Card + PayPal Money Transfer: Weighing the Rewards vs. Risks

PayPal is a well-liked option for online money transfers, whether you're purchasing for products and services or transferring money to loved ones. You may be wondering if it makes sense to transfer money using your credit card when making PayPal transactions, particularly when it comes to accruing reward points. We examine the benefits and drawbacks of using a credit card with PayPal as well as whether the substantial transaction costs may be justified by the incentives you receive.

Jan 17, 2024 1:50 PM EST


Financial Literacy for Kids: How to Teach Them About Using Money Responsibly

It's difficult to talk about money. It might be even more difficult to discuss money with your children. Do chores and allowance have to be linked? How can you be certain that your child isn't spoilt? How do you handle debt from college? It's never too early or too late to support your child in developing financial responsibility and self-assurance, regardless of their age (4 or 24).

Jan 01, 2024 8:20 AM EST


Amex Business Gold vs. Amex Business Platinum: Which Is Better For You?

When it comes to choosing a business credit card, American Express offers a range of options tailored to different business needs. Among the notable choices are the Amex Business Gold and Amex Business Platinum cards.

Jan 01, 2024 6:10 AM EST


Personal Loans: Where to Apply and How to Make Sure You Won't Be Declined

A personal loan might give a lifeline during an emergency or help you manage an outsize bill. To apply for one, you won't need to sell your soul. Rather, you'll have to give permission for a credit check, authenticate your identity, and present evidence of your income.

Jan 01, 2024 1:50 AM EST


Financial Tips to Start the New Year Smartly

It may not seem as exciting to review your finances at the beginning of the year as it might be to make other resolutions, like upping your physical or mental activity, eating better, or reducing stress, but it's crucial to keep in mind that your financial wellness and your physical and mental well-being are frequently closely related.

Jan 01, 2024 12:10 AM EST


The Best of Money Times 2023

Welcome to "The Best of Money Times 2023," a curated compilation that highlights the most insightful, intriguing, and influential financial news and analyses of the year. In this comprehensive overview, we navigate through the dynamic landscape of global finance, covering a myriad of topics ranging from economic trends and market dynamics to investment strategies and corporate developments.

Dec 30, 2023 11:22 PM EST


Demystifying Online Reviews and Making Smarter Purchases

When it comes to choosing a restaurant or making a purchase, we are frequently convinced by a series of excellent five-star internet reviews, but can you truly believe them?

Dec 29, 2023 7:59 AM EST


Do I Need a Financial Advisor? Here's How They Can Help You

Many people have big financial plans for the new year, such as paying off debt, increasing investments, and setting aside money for emergencies.

Dec 25, 2023 4:10 AM EST


How Students Can Set Realistic Financial Goals

An individual student may lay the foundation for a prosperous financial future, or even financial independence, with a bit of preparation and financial education.

Dec 25, 2023 3:20 AM EST


Retirement Planning Tips: How to Start Preparing Your Fund Today

Retirement planning entails determining sources of income, estimating spending, starting a savings strategy, and controlling risk and assets. Discover how to calculate future cash flows to determine the target retirement income.

Dec 25, 2023 2:30 AM EST