Personal Finance


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Can Apple's 4.5% APY Beat Your Bank?

A lot of consumers went to savings accounts last spring to assist offset growing borrowing expenses in the face of high (and rising) interest rates. You were probably going to make far more money if you opened a high-yield savings account or certificate of deposit (CD) than if you had just kept your money in a conventional savings account, which still has an annual percentage rate (APY) of less than 0.50%. The electronics company Apple and its high-yield savings account for eligible Apple Care members attracted a lot of depositors during this period.

Jan 31, 2024 10:47 AM EST


Escape the Debt Trap: Proven Strategies to Get Out of Debt Fast!

I was once in your shoes, drowning in a sea of college loans and credit card debt. But I got out, here's how.

Jan 25, 2024 3:23 PM EST


How to Invest in Bitcoin for Beginners

We won't spend too much time explaining why Bitcoin is booming right now - you can read this here - but I'll give you a hint: It has something to do with the fact ...

Jan 25, 2024 12:29 PM EST


2024 Tax Season Could Bring Fatter Refunds - Here's Why

When government benefits from the pandemic-era expired last year and they received a lesser tax return check, many Americans were taken aback. What the public may anticipate this year is a question that is raised by that unpleasant revelation.

Jan 24, 2024 10:50 AM EST


Inflation & Potential Social Security Tax Hits in 10 States

Over 15 million Americans over 65 who are in poverty have considered Social Security as a lifeline, as they are lifted out of it each year by the program, according to the Center for Budget and Policy Priorities.

Jan 24, 2024 5:58 AM EST


The New Middle Class, and How Gen Z Fits in to it

Gen Z is out of line with the reality of what a middle class salary in the United States is, but they are on the right track about a larger issue.

Jan 22, 2024 2:50 PM EST


How "Loud Budgeting" on TikTok is Tackling Financial Taboos

The beginning of a new year sometimes calls for implementing new routines or strategies to assist in achieving your financial objectives; for some social media users, this year is all about "loud budgeting."In early 2024, the word gained popularity on TikTok, where one video had received over 1.4 million views by of January 16.

Jan 18, 2024 9:34 AM EST


Credit Card + PayPal Money Transfer: Weighing the Rewards vs. Risks

PayPal is a well-liked option for online money transfers, whether you're purchasing for products and services or transferring money to loved ones. You may be wondering if it makes sense to transfer money using your credit card when making PayPal transactions, particularly when it comes to accruing reward points. We examine the benefits and drawbacks of using a credit card with PayPal as well as whether the substantial transaction costs may be justified by the incentives you receive.

Jan 17, 2024 1:50 PM EST


Financial Literacy for Kids: How to Teach Them About Using Money Responsibly

It's difficult to talk about money. It might be even more difficult to discuss money with your children. Do chores and allowance have to be linked? How can you be certain that your child isn't spoilt? How do you handle debt from college? It's never too early or too late to support your child in developing financial responsibility and self-assurance, regardless of their age (4 or 24).

Jan 01, 2024 8:20 AM EST


Amex Business Gold vs. Amex Business Platinum: Which Is Better For You?

When it comes to choosing a business credit card, American Express offers a range of options tailored to different business needs. Among the notable choices are the Amex Business Gold and Amex Business Platinum cards.

Jan 01, 2024 6:10 AM EST


Personal Loans: Where to Apply and How to Make Sure You Won't Be Declined

A personal loan might give a lifeline during an emergency or help you manage an outsize bill. To apply for one, you won't need to sell your soul. Rather, you'll have to give permission for a credit check, authenticate your identity, and present evidence of your income.

Jan 01, 2024 1:50 AM EST


Financial Tips to Start the New Year Smartly

It may not seem as exciting to review your finances at the beginning of the year as it might be to make other resolutions, like upping your physical or mental activity, eating better, or reducing stress, but it's crucial to keep in mind that your financial wellness and your physical and mental well-being are frequently closely related.

Jan 01, 2024 12:10 AM EST