Is "Buy Now, Pay Later" the New Normal for Young Shoppers?
According to LexisNexis Risk Solutions, consumers under the age of 35 make up merely 35% of traditional credit card holders but 53% of "buy now, pay later" customers.
Mar 14, 2024 1:54 AM EDT
5 Financial Tips for Surviving in NYC in 2024
New York City is known worldwide for its energy, culture and opportunities. However, the rising costs of living in such a massive, world-class metropolitan also present very real financial challenges for the residents and tourists. With inflation continuing to impact essential spending, it's crucial for residents to have smart money management strategies.
Boosting Retirement Income: Early Signs Point to a Higher Social Security COLA
Even though inflation has been declining, seniors' spending plans are still somewhat tight. Above-average inflation over the last few years has resulted in large Social Security cost-of-living increases. Will these patterns persist? What is the projected Social Security COLA for retirees in 2025?
File Taxes for Free with the IRS: 19 Million Eligible through Direct File and Free File
The Internal Revenue Service (IRS) launched a free tax filing program, known as Direct File, in 12 pilot states on Tuesday, with officials from the U.S. Department of the Treasury releasing state-by-state estimates of eligibility.
Latest News
Navigating the Big Apple: Managing NYC's High Cost of Living
The cost of living in NYC is notorious for being high, often leaving newcomers wondering if they can afford to make the big move. Living in New York City offers a unique experience but comes with a hefty price tag. As we delve into the actual cost of living in the Big Apple in 2024, we'll explore how it compares to the national average and uncover the intricacies that make this city one of the most expensive in the world.
Mar 12, 2024 12:59 PM EDT
Must-Knows Before Credit Card Debt Forgiveness
Many people find that managing credit card debt is an overwhelming burden, particularly in the present.
Mar 12, 2024 11:50 AM EDT
3 Proactive Steps to Weather the Inflation Storm
This week marks the release of the U.S. inflation report, and the fresh data on inflation may have a significant effect on the economy based on its findings.
Mar 12, 2024 10:12 AM EDT
Reddit Going Public: Is There Room for This Meme Stock in Your Portfolio?
Reddit, a social networking platform, plans to raise around $750 million through the IPO of its common shares.
Mar 12, 2024 12:59 AM EDT
Top 5 Personal Finance Tips for New Yorkers
Say goodbye to the expenses of owning a car. With an extensive public transportation system including subways, buses, and ferries, ditching your car can save you thousands of dollars each year in insurance, parking fees, and maintenance costs. Invest in a monthly MetroCard and cut your transportation expenses.
Mar 11, 2024 12:47 PM EDT
Housing Affordability in NYC is Only Going to Get Worse. Here’s how to Manage your Housing Finances
The latest data represents a housing crunch that New York City has not seen since 1968. As the city management lacks the intent to build new rental apartments, the rental availability stays under 1.4 % in 2023-24. The recent immigrant influx and the slow rate of building new apartments are collectively disturbing the demand for rental availability, and the worst has yet to come.
Mar 11, 2024 12:21 PM EDT
Maximizing Your Cash: Skilled Methods for Success in NYC
Navigating the price of residing in NYC requires savvy budgeting expertise because of greater bills than many cities. Housing prices might be notably steep, whether or not you are renting a comfortable studio residence in Manhattan or contemplating shopping for a brownstone in Brooklyn. Nevertheless, with strategic planning and good selections, it is attainable to search out inexpensive choices that align with your monetary objectives.
Mar 11, 2024 12:12 PM EDT
Lock in Savings Now: Home Equity Loan and HELOC Rates Reach Attractive Levels
If you own a property, you could be able to access a sizable amount of home equity; the typical American homeowner has access to around $200,000 in equity.
Mar 11, 2024 7:49 AM EDT
Why Costco's Silver Coins Could Be a Smart Investment
When one of the biggest American shops, Costco, announced that it would be selling gold bars in September, they rapidly ran out. Later, Walmart joined in as well, profiting from a resurgence of interest in precious metals.
Mar 11, 2024 6:35 AM EDT
The SAVE Plan: How This New Option Could Slash Your Student Loan Burden
Since its August introduction, the U.S. government's newest repayment scheme has drawn in over 75 million student loan debtors.
Mar 11, 2024 5:20 AM EDT
Dream of Homeownership? Biden's $10,000 Tax Credit Could Make It a Reality
Due to the combination of rising housing values and high mortgage rates, purchasing a home has become more and more unattainable for Americans.
Mar 11, 2024 1:49 AM EDT
Exposing the Tactics of Financial Fraud Targeting Older Women
The threat of financial fraud is ever-present in our increasingly digitized society, particularly for senior citizens.
Mar 09, 2024 8:15 AM EST
Most Popular
Newsletters
Stay ahead in finance. Subscribe for expert insights, market updates, and investment strategies. Join our newsletter to secure your financial future.
Latest News
