Personal Finance


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Rising Debt Levels Lead to More Loan Rejections 

In the last two years, half of Americans who asked for loans had their applications denied, citing a recent poll by personal finance website Bankrate.com.

Mar 30, 2024 3:30 AM EDT


Why Chasing Credit Card Points Might Be a Money Loser 

When you use your credit card rewards, everyone feels like they're receiving something for free, but a recent study suggests that you could be paying more for those "freebies" than you think.

Mar 30, 2024 1:20 AM EDT


New Job? Here's How to Master the Art of Career Transition

If you thought the Great Resignation was a spectacle, buckle up for 2024. According to a Monster survey, a staggering 95% of Americans are eyeing the exit sign, ready to jump ship to new job opportunities. It's not just a wave; it's a tsunami of career transitions. But how do you ride this wave without wiping out? Here's your strategic playbook for navigating the 2024 job switch extravaganza.

Mar 29, 2024 4:28 PM EDT


High-Yield Savings Accounts Pay You More for Your Money

Start with your savings if you want to change the way you handle money. There are easy methods to boost your finances quickly, such as creating a high-yield savings account (HYSA).

Mar 29, 2024 4:30 AM EDT


The Surprising Truth About Zero Credit Card Balances and Your Score

An excessive number of financial customers lack knowledge about their credit ratings, which might have unfavorable consequences.

Mar 29, 2024 1:40 AM EDT


Gen Z's Verdict: $74,000 Annually Falls Short of Middle-Class Income

Gone are the days when a $74,000 salary was the golden ticket to a comfortable middle-class existence-at least, that's what Gen Z is saying. With a penchant for shaking up norms, this generation views the traditional benchmarks of financial stability quite differently from their predecessors.

Mar 28, 2024 2:22 PM EDT


The Easiest Way to Become A Millionaire On A Low Income

There's this conventional wisdom floating around that to become a millionaire, you need a hefty salary. That's about as helpful as a screen door on a submarine and absolutely wrong. Believe it or not, the secret sauce to accumulating wealth isn't always tied to your take-home pay. It's about how you manage and multiply what you've got.

Mar 28, 2024 2:07 PM EDT


Reflecting on Money Matters During the Lenten Season: 10 Questions You Can Ask to Reassess Your Finances

How do spirituality and finances intersect during Lent? Reflect on your money matters, focusing on charity and financial discipline this Lenten season.

Mar 28, 2024 10:25 AM EDT


Bankruptcy Blues? Effective Ways to Stay Afloat

National household finances are still being squeezed by economic forces. Additionally, the Federal Reserve decided to temporarily suspend the federal funds rate after the most recent data revealed an increase in inflation.

Mar 28, 2024 2:30 AM EDT


Banks Hike Rates, Here's How to Squeeze More Money from Your Stash

As part of its continued attempt to curb the speed of inflation, the Federal Reserve has raised its main interest rate five times this year, most recently on Wednesday.

Mar 28, 2024 1:40 AM EDT


Hassle-Free Ways to Invest in Gold and Silver This Spring

Investing your money may be simple or quite complex. It is contingent upon the kind of investment and the timing of the transaction.

Mar 28, 2024 12:10 AM EDT


Ladies Lead the Pack: The 8 U.S. Cities Where Women's Earnings Eclipse Men's

Recent findings reveal that in several U.S. cities, young women aren't just closing the gap-they're rewriting the narrative by out-earning their male counterparts. Let's dive into the cities where women are leading the earnings race, proving that the wage war might just be winnable after all.

Mar 27, 2024 2:00 PM EDT