Savings

The Dollar Milkshake Theory: What You Need to Know

A few months ago, I was visiting a financial literary conference in Harlem when someone introduced me to the "Dollar Milkshake Theory." This changed everything.

Unlocking Wealth: Top 5 FinTok Tips You Can't Miss

In the whirlwind world of social media, TikTok has emerged as a powerhouse for bite-sized, viral content. Not just for dance challenges or cooking hacks, TikTok, affectionately dubbed 'FinTok' by the financially savvy, is revolutionizing the way Generation Z approaches money management.

Golden Rush: Shoppers Add $2,000 Bars to Their Grocery Lists

Ever thought about picking up a loaf of bread, a rotisserie chicken, and, oh, maybe a gold bar or two on your next Costco run? It seems like an increasing number of Americans are doing just that. In a fascinating twist to the shopping experience, Costco members can now add gold bars-yes, actual gold-to their carts, both in-store and online. And guess what? They're flying off the shelves faster than the latest viral snack.

Half of Americans Feel Behind on Retirement: What's Next?

With roughly half of U.S. households owning a retirement account, boasting a median balance of around $87,000 according to the U.S. Federal Reserve's Survey of Consumer Finances, the question arises-why are so many of us feeling stuck?

Gen Z's Verdict: $74,000 Annually Falls Short of Middle-Class Income

Gone are the days when a $74,000 salary was the golden ticket to a comfortable middle-class existence-at least, that's what Gen Z is saying. With a penchant for shaking up norms, this generation views the traditional benchmarks of financial stability quite differently from their predecessors.

The Easiest Way to Become A Millionaire On A Low Income

There's this conventional wisdom floating around that to become a millionaire, you need a hefty salary. That's about as helpful as a screen door on a submarine and absolutely wrong. Believe it or not, the secret sauce to accumulating wealth isn't always tied to your take-home pay. It's about how you manage and multiply what you've got.

Banks Hike Rates, Here's How to Squeeze More Money from Your Stash

As part of its continued attempt to curb the speed of inflation, the Federal Reserve has raised its main interest rate five times this year, most recently on Wednesday.

Ladies Lead the Pack: The 8 U.S. Cities Where Women's Earnings Eclipse Men's

Recent findings reveal that in several U.S. cities, young women aren't just closing the gap-they're rewriting the narrative by out-earning their male counterparts. Let's dive into the cities where women are leading the earnings race, proving that the wage war might just be winnable after all.

Rethinking Retirement: Larry Fink Calls Out the 65-Year-Old Standard

In a world where avocado toast is blamed for millennials' financial woes and Gen Z is meme-ing their way through economic uncertainty, Larry Fink, CEO of BlackRock, drops a truth bomb about the Social Security crisis and the "a bit crazy" standard retirement age of 65.

A Single Woman's Guide to Retirement

Let's be real for a moment: navigating the world of retirement as a single woman can sometimes feel like you're trying to assemble IKEA furniture without the manual. You know it's doable, but boy, wouldn't some clear instructions (and maybe a helping hand) make a world of difference?

Slash Your Health Insurance Bills: Expert Tips & Tricks

Who doesn't love the thrill of scoring a great deal? Whether it's nabbing those sneakers you've been eyeing at a steal or finding the perfect avocado at half price (yes, I celebrate small victories), saving money feels good.

Saving Money 101: Unlocking Your Financial Superpowers in 2024

In today's whirlwind of economic uncertainties and avocado toast temptations, mastering the art of saving money is more crucial than ever. So, let's dive into the ultimate "How to Save Money 101" guide, packed with tips, tricks, and a dash of humor to keep things interesting.

Why Right Now is a Bad Time to Spend Money

The U.S. economy has shown incredible resilience in the past, rebounding strongly from the depths of the pandemic recession. And who knows, maybe this period of economic uncertainty will give you the push you need to finally start that side hustle or small business you've been dreaming about.

I Cancelled my Unused Subscriptions and Bought a Car

In this digital age, it's easier than ever to accumulate subscriptions that we forget about and rarely use. By routinely checking and eliminating these unused services, we can free up funds for more significant investments - like a brand-new car!

Five Tax-Savvy Moves to Kickstart Your New Year Right

The key to successful tax planning is staying informed and being proactive. So, why not add these tips to your New Year's resolutions?

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California Landline Battle Could Bring Nationwide Relief For Your Bills

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