credit card

Feds Say Credit Card Fees May Outweigh Perks

Biden administration officials are questioning credit card loyalty programs that influence millions of people's purchasing decisions.

Can Chase Sapphire Preferred Oust the AmEx Gold Card?

Popular midtier travel cards are the Chase Sapphire Preferred Card and the American Express Gold Card.

Interest Rate Freeze: Credit Card Debt Holders Could Face Continued High Costs

The Federal Open Market Committee (FOMC) meeting of the Federal Reserve came to an end earlier today. Additionally, the Federal Reserve declared that it will not be raising its target federal funds rate.

Creative Ways to Pay Down Credit Card Debt and Boost Savings

The state of the economy has grown more difficult for many people and households these days. It's gotten harder to manage personal finances because of the higher-than-expected inflation and the high-rate environment that was intended to moderate it.

The Surprising Truth About Zero Credit Card Balances and Your Score

An excessive number of financial customers lack knowledge about their credit ratings, which might have unfavorable consequences.

Why Right Now is a Bad Time to Spend Money

The U.S. economy has shown incredible resilience in the past, rebounding strongly from the depths of the pandemic recession. And who knows, maybe this period of economic uncertainty will give you the push you need to finally start that side hustle or small business you've been dreaming about.

Biden Administration Takes Aim at Junk Fees, Caps Credit Card Late Fees

The Biden administration, in an effort to abolish what it has labeled junk fees, unveiled a regulation on Tuesday capping all credit card late fees. According to regulators, this will save Americans as much as $10 billion annually.

Americans' Credit Card Addiction Fuels $35 Billion Merger

Since the pandemic, Americans have relied more and more on their credit cards. So much so that they are ready to risk over $30 billion on Capital One's wager that they won't give up the habit.

Rising Costs Push Americans Deeper into Credit Card Debt

Even if the US economy is doing well overall, some citizens have depleted their savings and accrued large credit card debt as a result of fighting inflation for more than two years.

Escape the Debt Trap: Proven Strategies to Get Out of Debt Fast!

I was once in your shoes, drowning in a sea of college loans and credit card debt. But I got out, here's how.

Credit Card + PayPal Money Transfer: Weighing the Rewards vs. Risks

PayPal is a well-liked option for online money transfers, whether you're purchasing for products and services or transferring money to loved ones. You may be wondering if it makes sense to transfer money using your credit card when making PayPal transactions, particularly when it comes to accruing reward points. We examine the benefits and drawbacks of using a credit card with PayPal as well as whether the substantial transaction costs may be justified by the incentives you receive.

Apple and Goldman Sachs Face Uncertain Future in Credit Card Partnership

According to a source familiar with the situation, Apple has offered Goldman Sachs a proposal to sever its relationship for credit cards and savings accounts within the next 12 to 15 months.

EMV Credit Card Increase Security But Slow Implementation Will Make Consumers Vulnerable

Experts said the new chip-enabled or EMV credit and debit cards can help reducing fraud. However, incomplete adoption of chip cards and readers will make consumers and merchants vulnerable.

Safety Your Money from Cash Register Malware

A new point-of-sale malware has been recognized by security experts and is being up as the most complex software of its kind yet to be recognized.

Wonder Device MagSpoof Fools the Magnetic Stripe Reader: Safe or Unsafe?

Summary- The tiny Magspoof is a hardware device that can spoof the magnetic stripe readers to think that the card has been swiped. Designed by Samy Kamkar, the legendary hacker, this device is truly a wonder for both good and bad.

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Latest Stories

Walmart Clinic Shutdowns Could Cost You More Than You Think

Walmart declared on April 30 that its virtual healthcare service would be discontinued, and all 51 Walmart Health facilities in five states would dissolve.

How Junk Fees Disguise True Prices

Nearly 90% of respondents to a 2024 Navigator Research survey conducted among voters in 61 competitive congressional districts for the general election said they wanted Congress to enact legislation restricting or outlawing these fees.

Homeowners Insurance Rates Jump 15% as Insurers Flee Wildfire Risk

Millions of Americans are finding it increasingly difficult to maintain homeowners insurance, especially if they reside in one of the nation's rising numbers of places that are vulnerable to natural catastrophes.

IRS Issues Larger Tax Refunds With 2.2% Increase: Here Are Smart Spending Tips to Use Your Additional $75

According to the most current IRS data, the typical taxpayer receives a $2,852 refund, which is $75 higher than the previous year. So, what should you do with that cash?