Personal Finance


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Personal Loans: Where to Apply and How to Make Sure You Won't Be Declined

Personal Loans: Where to Apply and How to Make Sure You Won't Be Declined

A personal loan might give a lifeline during an emergency or help you manage an outsize bill. To apply for one, you won't need to sell your soul. Rather, you'll have to give permission for a credit check, authenticate your identity, and present evidence of your income.

Jan 01, 2024 01:50 AM EST


Financial Tips to Start the New Year Smartly

Financial Tips to Start the New Year Smartly

It may not seem as exciting to review your finances at the beginning of the year as it might be to make other resolutions, like upping your physical or mental activity, eating better, or reducing stress, but it's crucial to keep in mind that your financial wellness and your physical and mental well-being are frequently closely related.

Jan 01, 2024 12:10 AM EST


Demystifying Online Reviews and Making Smarter Purchases

Demystifying Online Reviews and Making Smarter Purchases

When it comes to choosing a restaurant or making a purchase, we are frequently convinced by a series of excellent five-star internet reviews, but can you truly believe them?

Dec 29, 2023 07:59 AM EST


 Retirement Planning Tips: How to Start Preparing Your Fund Today

Retirement Planning Tips: How to Start Preparing Your Fund Today

Retirement planning entails determining sources of income, estimating spending, starting a savings strategy, and controlling risk and assets. Discover how to calculate future cash flows to determine the target retirement income.

Dec 25, 2023 02:30 AM EST


Do I Need a Financial Advisor? Here's How They Can Help You

Do I Need a Financial Advisor? Here's How They Can Help You

Many people have big financial plans for the new year, such as paying off debt, increasing investments, and setting aside money for emergencies.

Dec 25, 2023 04:10 AM EST


How Students Can Set Realistic Financial Goals Keywords: Nike, foot locker

How Students Can Set Realistic Financial Goals

An individual student may lay the foundation for a prosperous financial future, or even financial independence, with a bit of preparation and financial education.

Dec 25, 2023 03:20 AM EST


Unlocking Buffett's $375 Billion Portfolio: The Power of Dividend Investments

Unlocking Buffett's $375 Billion Portfolio: The Power of Dividend Investments

As Warren Buffett once said, "All there is to investing is picking good stocks at good times and staying with them as long as they remain good companies."

Dec 18, 2023 11:30 AM EST


Unveiling the Wealth of Money Lessons Hidden in Social Circles

Unveiling the Wealth of Money Lessons Hidden in Social Circles

Understanding money and financial behaviors often involves looking beyond traditional economic indicators. Surprisingly, a new avenue for gaining insights into personal finance has emerged: observing your friends.

Dec 08, 2023 10:20 AM EST


Soccer Star Ronaldo Faces $1 Billion Lawsuit for Promoting Binance NFTs

Soccer Star Cristiano Ronaldo Faces $1 Billion Lawsuit for Promoting Binance NFTs

Cristiano Ronaldo, a Portuguese soccer player, is being sued in a class-action lawsuit for his part in pushing to millions of his followers cryptocurrency-related "non-fungible tokens," or NFTs, released by the struggling cryptocurrency exchange Binance.

Dec 01, 2023 08:44 AM EST


Underprepared for Financial Emergencies: The Urgent Need for Employer-Sponsored Savings Programs

Underprepared for Financial Emergencies: The Urgent Need for Employer-Sponsored Savings Programs

Tens of millions of Americans struggle to save money on their own, which gets difficult when they have to use credit cards for unexpected costs, accumulate debt, or risk having their homes repossessed.

Nov 27, 2023 09:08 AM EST


Debt-Free Holidays: Steps to Slash Your Credit Card Burden Before Shopping Sprees

Debt-Free Holidays: Steps to Slash Your Credit Card Burden Before Shopping Sprees

Before the holidays, when money is most required, many people find themselves in a financial rut due to the present credit card interest rates, which are often about 20 percent.

Nov 21, 2023 08:50 AM EST


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How to Prepare for Rising Interest Rates: Watch Variable Loan Rates, Mortgage Costs and More

Find out more about things to look out for when interest rates rise to safeguard your finances here.

Nov 13, 2023 05:01 AM EST


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