MARK MILLER

Markets

Medicare, ACA care and how to navigate during enrollment

This is enrollment season for two huge public health insurance programs: Medicare and the Affordable Care Act health insurance exchanges. For older Americans, the overlapping sign-up periods can lead to confusion and enrollment errors.

Markets

Five takeaways on retirement from the midterm elections

Retirement policy wasn’t on the ballot in last week's midterm elections. But the new political landscape could threaten the retirement security of middle-class households.

Markets

The biggest surprises in retirement? The experts weigh in

The Great Recession served up some nasty financial surprises to people approaching retirement - the housing crash, job loss and shrunken 401(k)s, for starters.

Personal Finance

Conquering fear, finding purpose: The secrets of an encore career

“You must do the thing you cannot do,” Eleanor Roosevelt once wrote. It’s the only way to overcome the fears we all face in doing something new, she thought, and take a leap into the unknown.

Personal Finance

The COLA crunch: Why Social Security isn't keeping up with seniors' costs

Social Security’s annual inflation adjustment is one of the program’s most valuable features. But it’s time to adjust the adjustment.

Personal Finance

Beware: Some Medicare Advantage plans have plenty of disadvantages

Seniors have flocked to Medicare Advantage in recent years, attracted by savings on premiums and the convenience of one-stop shopping. But as the annual Medicare enrollment season began this week, a memorandum from federal officials to plan providers surfaced that serves as a big red warning flag.

Personal Finance

Shining a light on a murky election-year Social Security debate

In North Carolina, a television ad attacks incumbent Democratic Senator Kay Hagan for supporting a “controversial plan” that “raises the retirement age” for Social Security. The ad comes from Crossroads GPS, the super PAC run by Republican Karl Rove.

Personal Finance

Extreme retirement abroad: How one footloose couple sees the world

For Americans looking to retire abroad, deciding where to live can be a challenge. But Lynne and Tim Martin took that question off the table by deciding to retire everywhere and anywhere.

Personal Finance

Retirement insecurity: Two studies underline housing and income challenges

Monday marks the sixth anniversary of the bankruptcy filing of Lehman Brothers, a key event in the Wall Street meltdown that led to the Great Recession. The recession wreaked havoc on the retirement plans of millions of Americans, and two studies released last week suggest that most of us haven't recovered well.

Personal Finance

How to interpret your Social Security benefit statement

The Social Security Administration will be mailing annual benefit statements for the first time in three years to some American workers. That's good news, because the statements provide a useful projection of what you can expect to receive in benefits at various retirement ages, if you become widowed or suffer a disability that prevents you from working.

Personal Finance

Phased retirement: How Washington is leading the way

Gwendolyn Ross will turn 66 in November, but she isn’t ready to retire. A deputy comptroller for the U.S. Coast Guard in Miami Beach, Florida, she hopes to work until she’s 70 - but she would like to cut back her hours.

News

Take the pension buyout, or wait for a better deal down the road?

If you work for a company with a pension plan, don’t be surprised if you get an offer soon for a lump sum buyout - a deal where you accept a pile of cash in exchange for the promise of lifetime income when you retire.

Latest Stories

Why Airchat Is The Next Big Social Media Platform You're Not On (Yet)

Naval Ravikant and Brian Norgard built something special

Macro Summer 2024 is Here For Crypto - Here's Everything You Need to Know

Crypto royalty Arthur Hayes of BitMEX and former Goldman Sachs exec Raoul Pal have a new rallying cry for getting rich: forget 90% of stocks. They're yesterday's game. The duo is pointing to crypto and tech for a period they dub 'Macro Summer'-a season of record all-time highs for Bitcoin.

Utah: The Entrepreneur's Paradise for Small Business Success

Have you ever thought about packing up your entrepreneurial dreams and heading to Utah? No. Me either! Well, according to a recent WalletHub study, it appears that the Beehive State is buzzing with opportunities for small business owners, particularly in its southern cities.

Cardano's Bull Run: Why 2024 Could Be Its Best Year Yet

Cardano (ADA) is a blockchain platform known for its emphasis on security and sustainability. As we inch closer to 2024, the buzz around Cardano Stocktwits has reached a fever pitch, with enthusiasts and skeptics alike voicing their predictions.

Base Meme Coins: The Whimsical Assets That Turned Enthusiasts into Millionaires

Originating from the innovative corridors of Coinbase, one of the leading cryptocurrency exchanges, Base represents a foundational layer for the creation and exchange of digital assets.

Must Read

AI Altcoins Set to Skyrocket: Top Picks for Investors

AI altcoins are quickly becoming the new gold rush. As someone who's been around the block a few times (crypto block, that is), I've seen trends come and go, but the fusion of artificial intelligence and blockchain technology feels like we're on the cusp of something revolutionary.

Realio Network RIO: The RWA Crypto Gem Poised for Explosive Growth

The Realio Network (RIO) stands out not just as another promising asset but as a potential cornerstone in the realm of Real World Assets (RWAs). With its eyes firmly set on revolutionizing private equity through digital tokenization, Realio isn't just playing the game-it's changing how the game is played.

Bitcoin ETF Frenzy: Is This the Time to Buy In, or a Recipe for Disaster?

The new spot Bitcoin exchange-traded funds (ETFs) have been a huge success by almost every significant indicator. They have already brought in over $30 billion in assets under management as a group.

Bizarre Tax Deductions You Might Actually Claim

While many tax deductions are well-known, such those for business supplies and charity contributions, some are less well-known. Here's a look at how tax deductions operate and three that you might find surprising as tax season approaches.

Inflation Hedge or Hype? Weighing the Pros and Cons of Owning Gold

Many were dismayed by a study released last week that showed inflation was increasing month over month, but it also highlighted how important it is to have a diverse portfolio. With one, investors can more effectively counteract the negative effects of rising interest rates intended to control inflation. Using gold and silver to diversify is also a good strategy.

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