Personal Finance

Utah: The Entrepreneur's Paradise for Small Business Success

Have you ever thought about packing up your entrepreneurial dreams and heading to Utah? No. Me either! Well, according to a recent WalletHub study, it appears that the Beehive State is buzzing with opportunities for small business owners, particularly in its southern cities.

Apr 17, 2024 03:44 PM EDT

Personal Finance

Bizarre Tax Deductions You Might Actually Claim

While many tax deductions are well-known, such those for business supplies and charity contributions, some are less well-known. Here's a look at how tax deductions operate and three that you might find surprising as tax season approaches.

Personal Finance

Inflation Hedge or Hype? Weighing the Pros and Cons of Owning Gold

Many were dismayed by a study released last week that showed inflation was increasing month over month, but it also highlighted how important it is to have a diverse portfolio. With one, investors can more effectively counteract the negative effects of rising interest rates intended to control inflation. Using gold and silver to diversify is also a good strategy.

Personal Finance

Hot Housing Market Cooling? Sell Now, But Prepare for Price Negotiation

The ideal time to sell for homeowners planning to sell this year is still in the spring, but you might want to modify your expectations.

Why Chasing Credit Card Points Might Be a Money Loser

When you use your credit card rewards, everyone feels like they're receiving something for free, but a recent study suggests that you could be paying more for those "freebies" than you think.

Mar 30, 2024 01:20 AM EDT

High-Yield Savings Accounts Pay You More for Your Money

Start with your savings if you want to change the way you handle money. There are easy methods to boost your finances quickly, such as creating a high-yield savings account (HYSA).

Mar 29, 2024 04:30 AM EDT

The Surprising Truth About Zero Credit Card Balances and Your Score

An excessive number of financial customers lack knowledge about their credit ratings, which might have unfavorable consequences.

Mar 29, 2024 01:40 AM EDT

Cocoa Prices Skyrocket: Don't Expect Relief at the Checkout Anytime Soon

As the globe confronts its largest supply shortage in decades as West African farmers battle illness, harsh weather, and dying trees, consumers may begin to feel the effects of rising cocoa prices.

Mar 27, 2024 01:40 PM EDT

Safe Gold Investments to Diversify Your Retirement Portfolio

A recent Charles Schwab poll indicates that most Americans estimate they would require around $1.8 million to retire. Learn about what you need to do to save a sizable sum of money and make wise investing decisions in order to reach that goal if you anticipate needing anything like that for retirement.

Mar 27, 2024 02:11 AM EDT

Pet Insurance Moves to Shield Your Wallet This Spring

It's crucial to get the timing of some less common insurance kinds perfect, such as pet insurance for cats and dogs.

Mar 27, 2024 07:55 AM EDT

Mastercard and Visa $30 Billion Settlement Could Mean Lower Prices for You

In order to reduce credit and debit card costs for retailers, Visa and Mastercard came to an estimated $30 billion settlement. Some of the savings were probably passed on to customers in the form of cheaper pricing.

Mar 27, 2024 12:10 PM EDT

Unclaimed $1 Billion in Tax Refunds Expiring Soon! Is Yours One of Them?

Taxpayers may be leaving more than $1 billion on the table, the IRS is cautioning them.

Mar 27, 2024 11:23 AM EDT

Rethinking Retirement: Larry Fink Calls Out the 65-Year-Old Standard

In a world where avocado toast is blamed for millennials' financial woes and Gen Z is meme-ing their way through economic uncertainty, Larry Fink, CEO of BlackRock, drops a truth bomb about the Social Security crisis and the "a bit crazy" standard retirement age of 65.

Mar 26, 2024 02:49 PM EDT